Welcome to the website of Richon Insurance Agency LLC. By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. Please read them carefully before using our site or submitting any information.
1. Website Use
This website is intended for informational and business purposes only. Unauthorized use of this website may result in legal action.
2. No Guarantee of Coverage
Information provided on this website does not constitute a binding insurance agreement, policy approval, or guarantee of coverage.
Insurance products and services are subject to eligibility, underwriting approval, carrier requirements, and applicable regulations.
3. Accuracy of Information
While we strive to maintain accurate information, Richon Insurance Agency LLC does not guarantee the completeness, reliability, or accuracy of website content.
4. Intellectual Property
All website content, including text, branding, graphics, design elements, logos, and layouts are the property of Richon Insurance Agency LLC and may not be copied or reproduced without written permission.
5. Limitation of Liability
Richon Insurance Agency LLC shall not be liable for:
- Indirect damages
- Business interruptions
- Loss of data
- Financial losses
- Website interruptions
- Technical failures
Users access and use this website at their own risk.
6. Third-Party Services
Our website may integrate or reference third-party services and websites. We are not responsible for external content or services.
7. User Submissions
By submitting information through forms, users confirm that:
- Information provided is accurate
- They have authority to submit such information
- Submissions do not violate applicable laws
8. Prohibited Activities
Users may not:
- Attempt unauthorized access
- Introduce malicious software
- Use automated scraping tools
- Interfere with website functionality
- Use the website for unlawful purposes
9. Governing Law
These Terms & Conditions shall be governed by the laws of the United States and the State of North Carolina.
10. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time without prior notice.
11. Contact Information
Have questions about this policy?
Contact us directly — we're happy to explain.